Jul 31, 2020 · Your Apple ID balance includes the balance from any Apple Gift Cards or App Store & iTunes Gift Cards that you have redeemed. If you have a gift card, learn what type of gift card you have and how to redeem it. Apple ID balance isn’t available in all countries or regions. Check if you can pay with your Apple ID balance in your country or region. An overdraft limit is a borrowing facility which allows you to borrow money through your current account. There are two types of overdraft – arranged and unarranged. An arranged overdraft is a pre-agreed limit, which lets you spend more money than you have in your current account. It can be a safety net to cover short-term outgoings, like an ...